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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,138 | $155,555-60.1% | $146,866-57.7% | $155,188-60.0% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.5%-15.8pp | 80.8%-14.1pp |
| Annual return | 17.37% | 115.41%-98.0pp | 102.85%-85.5pp | 148.84%-131.5pp |
| Employer contribution / active EE | $5,416 | $4,647+16.6% | $4,425+22.4% | $4,248+27.5% |
| Participant deferral / active EE | $16,900 | $8,044+110.1% | $7,759+117.8% | $6,531+158.8% |
| Admin fee / account holder | $33,309 | $14,755+125.7% | $13,620+144.6% | $14,480+130.0% |