Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $1,250 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,074 | $69,383-71.1% | $101,271-80.2% | $73,493-72.7% |
| Participation rate | 46.6% | 68.4%-21.8pp | 75.8%-29.2pp | 70.7%-24.1pp |
| Annual return | 356.63% | 18.46%+338.2pp | 46.48%+310.1pp | 28.51%+328.1pp |
| Employer contribution / active EE | $1,219 | $2,628-53.6% | $3,660-66.7% | $2,270-46.3% |
| Participant deferral / active EE | $2,035 | $3,301-38.4% | $4,371-53.4% | $3,740-45.6% |
| Admin fee / account holder | $9 | $704-98.7% | $5,948-99.8% | $513-98.2% |