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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,180 | $95,917-62.3% | $79,583-54.5% | $134,545-73.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.28% | -2.70%-18.6pp | 0.16%-21.4pp | 418.37%-439.6pp |
| Employer contribution / active EE | $2,296 | $3,129-26.6% | $2,414-4.9% | $4,742-51.6% |
| Participant deferral / active EE | $7,699 | $4,694+64.0% | $3,986+93.2% | $6,401+20.3% |
| Admin fee / account holder | $3,035 | $9,132-66.8% | $6,835-55.6% | $11,431-73.4% |