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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,847 | $118,877-62.3% | $96,570-53.6% | $167,536-73.2% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 12.49% | 50.50%-38.0pp | 37.79%-25.3pp | 478.82%-466.3pp |
| Employer contribution / active EE | $16,111 | $3,121+416.3% | $2,357+583.5% | $4,839+232.9% |
| Participant deferral / active EE | $5,521 | $4,617+19.6% | $3,849+43.4% | $6,342-13.0% |
| Admin fee / account holder | $450 | $8,069-94.4% | $6,182-92.7% | $12,315-96.3% |