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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,836 | $124,298-56.7% | $109,152-50.7% | $167,497-67.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 8.42% | 26.04%-17.6pp | 25.75%-17.3pp | 478.62%-470.2pp |
| Employer contribution / active EE | $8,297 | $4,208+97.2% | $3,722+122.9% | $4,838+71.5% |
| Participant deferral / active EE | $0 | $5,256-100.0% | $4,653-100.0% | $6,341-100.0% |
| Admin fee / account holder | $442 | $7,971-94.5% | $6,753-93.5% | $12,310-96.4% |