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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,197 | $159,934-84.9% | $147,005-83.5% | $145,959-83.4% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.4pp | 80.3%-7.6pp |
| Annual return | 11.92% | 98.24%-86.3pp | 418.76%-406.8pp | 561.95%-550.0pp |
| Employer contribution / active EE | $2,503 | $5,287-52.7% | $4,934-49.3% | $4,661-46.3% |
| Participant deferral / active EE | $3,887 | $8,427-53.9% | $8,070-51.8% | $6,689-41.9% |
| Admin fee / account holder | $1,134 | $15,053-92.5% | $13,006-91.3% | $13,398-91.5% |