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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,991 | $125,797+3.3% | $170,057-23.6% | $75,177+72.9% |
| Participation rate | 97.3% | 83.6%+13.7pp | 87.0%+10.3pp | 67.2%+30.1pp |
| Annual return | 33.47% | 27.20%+6.3pp | 53.42%-19.9pp | 160.75%-127.3pp |
| Employer contribution / active EE | $22,147 | $4,616+379.8% | $6,790+226.2% | $2,671+729.1% |
| Participant deferral / active EE | $20,509 | $6,838+199.9% | $10,411+97.0% | $4,126+397.0% |
| Admin fee / account holder | $896 | $8,177-89.0% | $12,826-93.0% | $5,651-84.1% |