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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,670 | $201,259-46.0% | $184,200-41.0% | $145,959-25.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 18.31% | 28.98%-10.7pp | 28.80%-10.5pp | 561.95%-543.6pp |
| Employer contribution / active EE | $12,357 | $7,018+76.1% | $6,424+92.4% | $4,661+165.1% |
| Participant deferral / active EE | $11,714 | $9,806+19.5% | $9,132+28.3% | $6,689+75.1% |
| Admin fee / account holder | $13,654 | $16,372-16.6% | $13,907-1.8% | $13,398+1.9% |