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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,471 | $212,386-23.5% | $199,883-18.7% | $138,895+17.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 16.34% | 47.75%-31.4pp | 43.81%-27.5pp | 145.39%-129.1pp |
| Employer contribution / active EE | $21,633 | $6,625+226.6% | $6,261+245.5% | $4,194+415.8% |
| Participant deferral / active EE | $7,943 | $9,617-17.4% | $9,138-13.1% | $6,396+24.2% |
| Admin fee / account holder | $2,013 | $18,233-89.0% | $17,268-88.3% | $12,562-84.0% |