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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,206 | $100,772-82.9% | $86,690-80.2% | $134,493-87.2% |
| Participation rate | 62.5% | 78.9%-16.4pp | 76.6%-14.1pp | 81.2%-18.7pp |
| Annual return | -17.88% | 29.06%-46.9pp | 35.93%-53.8pp | 418.01%-435.9pp |
| Employer contribution / active EE | $1,014 | $3,490-70.9% | $2,837-64.2% | $4,740-78.6% |
| Participant deferral / active EE | $2,892 | $5,338-45.8% | $4,656-37.9% | $6,400-54.8% |
| Admin fee / account holder | $1,770 | $10,920-83.8% | $7,490-76.4% | $11,425-84.5% |