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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,954 | $106,588-19.4% | $94,215-8.8% | $155,188-44.6% |
| Participation rate | 55.6% | 74.3%-18.7pp | 70.0%-14.4pp | 80.8%-25.2pp |
| Annual return | 20.89% | 29.39%-8.5pp | 28.22%-7.3pp | 148.84%-127.9pp |
| Employer contribution / active EE | $2,051 | $3,080-33.4% | $2,675-23.3% | $4,248-51.7% |
| Participant deferral / active EE | $4,755 | $4,802-1.0% | $4,276+11.2% | $6,531-27.2% |
| Admin fee / account holder | $561 | $12,281-95.4% | $10,216-94.5% | $14,480-96.1% |