Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,122 | $154,209-88.2% | $130,062-86.1% | $139,487-87.0% |
| Participation rate | 65.2% | 82.0%-16.8pp | 78.5%-13.3pp | 80.3%-15.1pp |
| Annual return | 15.39% | 32.52%-17.1pp | -137.37%+152.8pp | 373.84%-358.5pp |
| Employer contribution / active EE | $606 | $5,292-88.6% | $4,322-86.0% | $4,755-87.3% |
| Participant deferral / active EE | $3,039 | $6,709-54.7% | $5,821-47.8% | $6,713-54.7% |
| Admin fee / account holder | $2,630 | $13,988-81.2% | $10,601-75.2% | $11,407-76.9% |