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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,668 | $81,276-83.2% | $155,574-91.2% | $80,925-83.1% |
| Participation rate | 21.6% | 66.2%-44.6pp | 78.2%-56.6pp | 67.7%-46.0pp |
| Annual return | 16.09% | 33.36%-17.3pp | 64.87%-48.8pp | 35.65%-19.6pp |
| Employer contribution / active EE | $904 | $3,103-70.9% | $4,676-80.7% | $2,756-67.2% |
| Participant deferral / active EE | $1,182 | $3,453-65.8% | $5,629-79.0% | $4,299-72.5% |
| Admin fee / account holder | $1,513 | $7,993-81.1% | $15,914-90.5% | $6,940-78.2% |