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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,796 | $175,231-96.7% | $149,696-96.1% | $139,466-95.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 0.00% | 166.77%-166.8pp | 134.46%-134.5pp | 373.66%-373.7pp |
| Employer contribution / active EE | $3,160 | $5,478-42.3% | $4,821-34.5% | $4,754-33.5% |
| Participant deferral / active EE | $3,690 | $6,521-43.4% | $5,682-35.1% | $6,712-45.0% |
| Admin fee / account holder | $344 | $16,155-97.9% | $13,212-97.4% | $11,409-97.0% |