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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,312 | $71,873-69.0% | $86,698-74.3% | $68,490-67.4% |
| Participation rate | 76.0% | 72.2%+3.8pp | 76.6%-0.6pp | 67.9%+8.1pp |
| Annual return | -16.02% | 3.54%-19.6pp | 35.96%-52.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $1,862 | $2,173-14.3% | $2,837-34.4% | $2,597-28.3% |
| Participant deferral / active EE | $4,436 | $3,779+17.4% | $4,656-4.7% | $4,028+10.1% |
| Admin fee / account holder | $1,361 | $6,110-77.7% | $7,492-81.8% | $5,403-74.8% |