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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,377 | $78,423-82.9% | $95,964-86.1% | $79,856-83.2% |
| Participation rate | 85.7% | 73.5%+12.2pp | 77.1%+8.6pp | 69.6%+16.1pp |
| Annual return | 88.61% | 19.37%+69.2pp | 91.64%-3.0pp | 31.71%+56.9pp |
| Employer contribution / active EE | $1,152 | $1,945-40.8% | $2,541-54.7% | $2,471-53.4% |
| Participant deferral / active EE | $3,778 | $3,440+9.8% | $4,167-9.3% | $3,741+1.0% |
| Admin fee / account holder | $494 | $5,622-91.2% | $6,797-92.7% | $5,306-90.7% |