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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,402 | $152,592-18.5% | $125,180-0.6% | $152,885-18.6% |
| Participation rate | 88.9% | 83.3%+5.5pp | 79.8%+9.1pp | 82.5%+6.4pp |
| Annual return | 3.39% | 54.84%-51.5pp | 43.79%-40.4pp | 345.39%-342.0pp |
| Employer contribution / active EE | $7,531 | $4,947+52.2% | $3,866+94.8% | $4,763+58.1% |
| Participant deferral / active EE | $7,178 | $5,868+22.3% | $4,937+45.4% | $5,851+22.7% |
| Admin fee / account holder | $32,104 | $13,435+139.0% | $9,703+230.9% | $11,598+176.8% |