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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,904 | $135,639-47.0% | $110,241-34.8% | $135,382-46.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -21.65% | 513.21%-534.9pp | 314.75%-336.4pp | 519.77%-541.4pp |
| Employer contribution / active EE | $12,920 | $4,907+163.3% | $3,827+237.6% | $4,779+170.4% |
| Participant deferral / active EE | $10,211 | $5,507+85.4% | $4,672+118.6% | $5,609+82.1% |
| Admin fee / account holder | $791 | $11,457-93.1% | $8,548-90.7% | $10,829-92.7% |