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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,152 | $176,105-41.4% | $159,474-35.3% | $167,536-38.4% |
| Participation rate | 80.0% | 85.0%-5.0pp | 82.8%-2.8pp | 82.1%-2.1pp |
| Annual return | 14.09% | 331.91%-317.8pp | 263.68%-249.6pp | 478.82%-464.7pp |
| Employer contribution / active EE | $4,502 | $5,299-15.0% | $4,831-6.8% | $4,839-7.0% |
| Participant deferral / active EE | $8,991 | $7,751+16.0% | $7,353+22.3% | $6,342+41.8% |
| Admin fee / account holder | $410 | $12,559-96.7% | $10,802-96.2% | $12,315-96.7% |