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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,793 | $185,883+9.6% | $170,043+19.8% | $139,466+46.1% |
| Participation rate | 60.0% | 87.8%-27.8pp | 87.0%-27.0pp | 80.3%-20.3pp |
| Annual return | 25.01% | 60.54%-35.5pp | 53.40%-28.4pp | 373.66%-348.7pp |
| Employer contribution / active EE | $17,850 | $7,596+135.0% | $6,790+162.9% | $4,754+275.5% |
| Participant deferral / active EE | $8,609 | $11,626-25.9% | $10,410-17.3% | $6,712+28.3% |
| Admin fee / account holder | $262 | $15,393-98.3% | $12,824-98.0% | $11,409-97.7% |