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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO LLC Service code 28 · EIN 84-4519624 | Investment Management | $29,497 |
Filed as: CITY NATIONAL ROCHDALE LLC Service code 26 · EIN 20-2931739 | Advisory (Participants) | $26,908 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $8,191 |
Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $284 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,974 | $47,163+75.9% | $149,696-44.6% | $74,460+11.4% |
| Participation rate | 63.9% | 63.4%+0.4pp | 78.8%-14.9pp | 70.7%-6.9pp |
| Annual return | 22.54% | 22.75%-0.2pp | 134.46%-111.9pp | 34.38%-11.8pp |
| Employer contribution / active EE | $2,191 | $1,907+14.9% | $4,821-54.6% | $2,638-17.0% |
| Participant deferral / active EE | $2,991 | $2,730+9.6% | $5,682-47.4% | $4,530-34.0% |
| Admin fee / account holder | $299 | $343-12.8% | $13,212-97.7% | $348-14.0% |