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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,066 | $93,589-60.4% | $135,942-72.7% | $75,181-50.7% |
| Participation rate | 52.5% | 75.2%-22.7pp | 81.9%-29.4pp | 67.2%-14.7pp |
| Annual return | 94.01% | 30.90%+63.1pp | 68.28%+25.7pp | 160.69%-66.7pp |
| Employer contribution / active EE | $4,527 | $3,537+28.0% | $4,858-6.8% | $2,671+69.5% |
| Participant deferral / active EE | $6,755 | $6,405+5.5% | $7,759-12.9% | $4,126+63.7% |
| Admin fee / account holder | $6,986 | $6,977+0.1% | $10,764-35.1% | $5,650+23.7% |