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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,353 | $167,504-93.8% | $151,628-93.2% | $134,509-92.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -8.39% | 7.81%-16.2pp | 3.34%-11.7pp | 418.13%-426.5pp |
| Employer contribution / active EE | $2,438 | $6,828-64.3% | $6,165-60.5% | $4,741-48.6% |
| Participant deferral / active EE | $7,661 | $8,985-14.7% | $8,363-8.4% | $6,400+19.7% |
| Admin fee / account holder | $2,679 | $13,779-80.6% | $11,613-76.9% | $11,427-76.6% |