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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,753 | $110,551-90.3% | $80,741-86.7% | $167,518-93.6% |
| Participation rate | 20.8% | 64.0%-43.1pp | 54.2%-33.3pp | 82.1%-61.3pp |
| Annual return | 45.07% | 120.57%-75.5pp | 87.30%-42.2pp | 478.71%-433.6pp |
| Employer contribution / active EE | $420 | $1,543-72.8% | $1,160-63.8% | $4,838-91.3% |
| Participant deferral / active EE | $1,710 | $2,870-40.4% | $2,145-20.3% | $6,342-73.0% |
| Admin fee / account holder | $26 | $4,547-99.4% | $3,380-99.2% | $12,312-99.8% |