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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,195 | $159,978-69.9% | $147,041-67.2% | $145,978-67.0% |
| Participation rate | 53.3% | 84.0%-30.7pp | 82.2%-28.8pp | 80.3%-27.0pp |
| Annual return | 22.35% | 98.36%-76.0pp | 419.21%-396.9pp | 550.52%-528.2pp |
| Employer contribution / active EE | $4,021 | $5,288-24.0% | $4,935-18.5% | $4,662-13.7% |
| Participant deferral / active EE | $6,740 | $8,429-20.0% | $8,071-16.5% | $6,690+0.7% |
| Admin fee / account holder | $14,170 | $15,053-5.9% | $13,006+8.9% | $13,400+5.7% |