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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,217 | $148,623-73.6% | $135,974-71.2% | $139,466-71.9% |
| Participation rate | 58.3% | 83.9%-25.5pp | 81.9%-23.6pp | 80.3%-22.0pp |
| Annual return | 47.63% | 79.30%-31.7pp | 68.30%-20.7pp | 373.66%-326.0pp |
| Employer contribution / active EE | $4,825 | $5,246-8.0% | $4,859-0.7% | $4,754+1.5% |
| Participant deferral / active EE | $9,038 | $8,103+11.5% | $7,760+16.5% | $6,712+34.7% |
| Admin fee / account holder | $379 | $12,406-96.9% | $10,767-96.5% | $11,409-96.7% |