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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,406 | $96,361+43.6% | $80,607+71.7% | $139,456-0.8% |
| Participation rate | 40.0% | 73.6%-33.6pp | 67.0%-27.0pp | 80.3%-40.3pp |
| Annual return | 16.32% | 1350.95%-1334.6pp | 936.11%-919.8pp | 373.45%-357.1pp |
| Employer contribution / active EE | $2,689 | $3,262-17.6% | $2,724-1.3% | $4,753-43.4% |
| Participant deferral / active EE | $9,000 | $5,232+72.0% | $4,448+102.4% | $6,711+34.1% |
| Admin fee / account holder | $2,318 | $6,601-64.9% | $5,379-56.9% | $11,407-79.7% |