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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,736 | $112,933-71.0% | $90,970-64.0% | $158,982-79.4% |
| Participation rate | 83.3% | 74.7%+8.6pp | 69.0%+14.3pp | 82.0%+1.4pp |
| Annual return | 12.66% | 215.82%-203.2pp | 134.60%-121.9pp | 302.99%-290.3pp |
| Employer contribution / active EE | $820 | $2,893-71.7% | $2,122-61.4% | $4,763-82.8% |
| Participant deferral / active EE | $615 | $4,128-85.1% | $3,373-81.8% | $5,983-89.7% |
| Admin fee / account holder | $1,769 | $8,047-78.0% | $5,961-70.3% | $11,252-84.3% |