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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,936 | $93,589-85.1% | $135,942-89.7% | $75,181-81.5% |
| Participation rate | 63.0% | 75.2%-12.1pp | 81.9%-18.9pp | 67.2%-4.2pp |
| Annual return | 50.35% | 30.90%+19.5pp | 68.28%-17.9pp | 160.69%-110.3pp |
| Employer contribution / active EE | $1,958 | $3,537-44.7% | $4,858-59.7% | $2,671-26.7% |
| Participant deferral / active EE | $3,766 | $6,405-41.2% | $7,759-51.5% | $4,126-8.7% |
| Admin fee / account holder | $45 | $6,977-99.4% | $10,764-99.6% | $5,650-99.2% |