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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,818 | $175,257-16.2% | $149,717-1.9% | $139,456+5.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.03% | 166.70%-156.7pp | 134.41%-124.4pp | 373.45%-363.4pp |
| Employer contribution / active EE | $4,554 | $5,477-16.8% | $4,820-5.5% | $4,753-4.2% |
| Participant deferral / active EE | $6,058 | $6,521-7.1% | $5,682+6.6% | $6,711-9.7% |
| Admin fee / account holder | $106,287 | $16,156+557.9% | $13,213+704.4% | $11,407+831.8% |