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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $464,753 | $176,105+163.9% | $159,474+191.4% | $167,536+177.4% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.32% | 331.91%-320.6pp | 263.68%-252.4pp | 478.82%-467.5pp |
| Employer contribution / active EE | $8,000 | $5,299+51.0% | $4,831+65.6% | $4,839+65.3% |
| Participant deferral / active EE | $600 | $7,751-92.3% | $7,353-91.8% | $6,342-90.5% |
| Admin fee / account holder | $6,816 | $12,559-45.7% | $10,802-36.9% | $12,315-44.6% |