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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,307 | $157,304+137.3% | $141,197+164.4% | $152,909+144.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 8.36% | 64.34%-56.0pp | 71.41%-63.0pp | 345.46%-337.1pp |
| Employer contribution / active EE | $6,681 | $5,263+26.9% | $4,736+41.1% | $4,764+40.2% |
| Participant deferral / active EE | $713 | $7,111-90.0% | $6,710-89.4% | $5,851-87.8% |
| Admin fee / account holder | $7,089 | $12,126-41.5% | $10,265-30.9% | $11,601-38.9% |