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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,802 | $129,737+26.3% | $119,126+37.5% | $154,746+5.9% |
| Participation rate | 83.3% | 78.9%+4.5pp | 75.8%+7.6pp | 80.7%+2.6pp |
| Annual return | 21.58% | 379.08%-357.5pp | 282.11%-260.5pp | 172.34%-150.8pp |
| Employer contribution / active EE | $3,687 | $4,375-15.7% | $4,034-8.6% | $4,379-15.8% |
| Participant deferral / active EE | $11,908 | $5,842+103.8% | $5,318+123.9% | $6,730+76.9% |
| Admin fee / account holder | $1,475 | $11,961-87.7% | $10,693-86.2% | $14,365-89.7% |