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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,453 | $101,539-67.1% | $147,041-77.2% | $74,400-55.0% |
| Participation rate | 46.0% | 75.5%-29.5pp | 82.2%-36.2pp | 67.2%-21.2pp |
| Annual return | 13.45% | 8740.84%-8727.4pp | 419.21%-405.8pp | 1367.51%-1354.1pp |
| Employer contribution / active EE | $1,059 | $3,811-72.2% | $4,935-78.5% | $2,624-59.7% |
| Participant deferral / active EE | $3,716 | $7,304-49.1% | $8,071-54.0% | $4,348-14.5% |
| Admin fee / account holder | $3,394 | $1,749+94.0% | $13,006-73.9% | $1,944+74.6% |