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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,686 | $105,198-62.3% | $159,455-75.1% | $85,856-53.8% |
| Participation rate | 61.1% | 75.8%-14.7pp | 82.8%-21.7pp | 69.3%-8.2pp |
| Annual return | 138.76% | 45.08%+93.7pp | 263.63%-124.9pp | 318.58%-179.8pp |
| Employer contribution / active EE | $1,991 | $3,319-40.0% | $4,830-58.8% | $2,565-22.4% |
| Participant deferral / active EE | $4,845 | $5,946-18.5% | $7,353-34.1% | $3,952+22.6% |
| Admin fee / account holder | $131 | $6,934-98.1% | $10,800-98.8% | $6,261-97.9% |