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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,809 | $141,004-88.8% | $112,273-85.9% | $139,456-88.7% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 484.56% | 32.75%+451.8pp | 30.23%+454.3pp | 373.45%+111.1pp |
| Employer contribution / active EE | $2,233 | $4,285-47.9% | $3,431-34.9% | $4,753-53.0% |
| Participant deferral / active EE | $4,964 | $5,878-15.5% | $4,800+3.4% | $6,711-26.0% |
| Admin fee / account holder | $516 | $9,959-94.8% | $7,752-93.3% | $11,407-95.5% |