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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,083 | $126,661-62.8% | $113,397-58.5% | $138,895-66.1% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.5%-26.5pp | 79.9%-29.9pp |
| Annual return | 42.91% | 25.05%+17.9pp | 23.20%+19.7pp | 145.39%-102.5pp |
| Employer contribution / active EE | $12,568 | $3,456+263.6% | $2,977+322.1% | $4,194+199.6% |
| Participant deferral / active EE | $10,329 | $5,693+81.5% | $5,076+103.5% | $6,396+61.5% |
| Admin fee / account holder | $8,171 | $14,549-43.8% | $11,957-31.7% | $12,562-35.0% |