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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,062 | $99,053-93.9% | $88,179-93.1% | $138,895-95.6% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.1%+14.2pp | 79.9%+3.4pp |
| Annual return | 20.28% | 78.17%-57.9pp | 64.97%-44.7pp | 145.39%-125.1pp |
| Employer contribution / active EE | $692 | $2,882-76.0% | $2,549-72.9% | $4,194-83.5% |
| Participant deferral / active EE | $1,151 | $5,225-78.0% | $4,614-75.1% | $6,396-82.0% |
| Admin fee / account holder | $393 | $8,748-95.5% | $7,673-94.9% | $12,562-96.9% |