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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,199 | $160,028+31.4% | $147,080+42.9% | $145,884+44.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.36% | 98.60%-77.2pp | 420.17%-398.8pp | 551.85%-530.5pp |
| Employer contribution / active EE | $12,872 | $5,286+143.5% | $4,933+160.9% | $4,662+176.1% |
| Participant deferral / active EE | $7,924 | $8,422-5.9% | $8,066-1.8% | $6,690+18.5% |
| Admin fee / account holder | $5,664 | $15,030-62.3% | $12,989-56.4% | $13,392-57.7% |