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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,507 | $148,629+19.4% | $135,982+30.5% | $139,487+27.3% |
| Participation rate | 80.0% | 83.9%-3.9pp | 81.9%-1.9pp | 80.3%-0.3pp |
| Annual return | -1.57% | 79.33%-80.9pp | 68.32%-69.9pp | 373.84%-375.4pp |
| Employer contribution / active EE | $11,818 | $5,247+125.3% | $4,859+143.2% | $4,755+148.6% |
| Participant deferral / active EE | $8,317 | $8,102+2.6% | $7,760+7.2% | $6,713+23.9% |
| Admin fee / account holder | $41,292 | $12,406+232.8% | $10,767+283.5% | $11,407+262.0% |