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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,062 | $156,398-92.9% | $147,318-92.5% | $138,895-92.0% |
| Participation rate | 95.7% | 83.8%+11.9pp | 82.1%+13.6pp | 79.9%+15.7pp |
| Annual return | 21.56% | 78.75%-57.2pp | 70.43%-48.9pp | 145.39%-123.8pp |
| Employer contribution / active EE | $2,038 | $4,853-58.0% | $4,593-55.6% | $4,194-51.4% |
| Participant deferral / active EE | $3,812 | $8,237-53.7% | $7,906-51.8% | $6,396-40.4% |
| Admin fee / account holder | $1,247 | $14,976-91.7% | $13,708-90.9% | $12,562-90.1% |