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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,840 | $183,988-70.7% | $162,177-66.8% | $152,897-64.8% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 14.60% | 150.79%-136.2pp | 115.60%-101.0pp | 345.43%-330.8pp |
| Employer contribution / active EE | $32,261 | $6,370+406.5% | $5,613+474.8% | $4,764+577.3% |
| Participant deferral / active EE | $56,488 | $8,032+603.3% | $7,297+674.1% | $5,851+865.4% |
| Admin fee / account holder | $41,141 | $13,123+213.5% | $10,843+279.4% | $11,599+254.7% |