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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,055 | $70,475-77.2% | $100,530-84.0% | $79,858-79.9% |
| Participation rate | 84.4% | 73.7%+10.7pp | 79.4%+5.0pp | 69.6%+14.7pp |
| Annual return | 43.43% | 21.90%+21.5pp | 30.89%+12.5pp | 31.72%+11.7pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,418-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,807 | $5,181+50.7% | $6,271+24.5% | $3,740+108.7% |
| Admin fee / account holder | $1,148 | $4,478-74.4% | $8,083-85.8% | $5,306-78.4% |