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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,674 | $72,071+11.9% | $68,368+18.0% | $137,256-41.2% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 13.77% | 353.14%-339.4pp | 292.57%-278.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $13,223 | $2,788+374.3% | $2,649+399.2% | $4,156+218.2% |
| Participant deferral / active EE | $18,633 | $4,410+322.5% | $4,123+352.0% | $6,407+190.8% |
| Admin fee / account holder | $8,375 | $5,336+57.0% | $5,150+62.6% | $12,270-31.7% |