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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,944 | $202,460-61.0% | $169,385-53.4% | $139,456-43.4% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 22.42% | 532.07%-509.6pp | 405.82%-383.4pp | 373.45%-351.0pp |
| Employer contribution / active EE | $1,151 | $4,691-75.5% | $4,012-71.3% | $4,753-75.8% |
| Participant deferral / active EE | $5,523 | $6,938-20.4% | $6,221-11.2% | $6,711-17.7% |
| Admin fee / account holder | $474 | $10,719-95.6% | $9,011-94.7% | $11,407-95.8% |