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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,771 | $102,429+43.3% | $147,096-0.2% | $80,925+81.4% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 45.99% | 135.02%-89.0pp | 419.75%-373.8pp | 35.65%+10.3pp |
| Employer contribution / active EE | $17,305 | $3,716+365.7% | $4,936+250.6% | $2,756+527.8% |
| Participant deferral / active EE | $20,756 | $6,649+212.2% | $8,071+157.2% | $4,299+382.8% |
| Admin fee / account holder | $6,318 | $7,957-20.6% | $13,005-51.4% | $6,940-9.0% |