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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,225 | $69,118-83.8% | $53,647-79.1% | $138,895-91.9% |
| Participation rate | 33.3% | 64.0%-30.6pp | 56.3%-22.9pp | 79.9%-46.6pp |
| Annual return | 21.24% | 248.26%-227.0pp | 358.33%-337.1pp | 145.39%-124.1pp |
| Employer contribution / active EE | $611 | $1,189-48.6% | $962-36.5% | $4,194-85.4% |
| Participant deferral / active EE | $1,079 | $2,274-52.6% | $1,813-40.5% | $6,396-83.1% |
| Admin fee / account holder | $2,029 | $2,724-25.5% | $2,460-17.5% | $12,562-83.9% |