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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,981 | $167,362-81.5% | $143,799-78.5% | $134,532-77.0% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -15.27% | 0.47%-15.7pp | -0.04%-15.2pp | 418.27%-433.5pp |
| Employer contribution / active EE | $2,602 | $5,620-53.7% | $4,952-47.5% | $4,741-45.1% |
| Participant deferral / active EE | $5,429 | $6,447-15.8% | $5,638-3.7% | $6,401-15.2% |
| Admin fee / account holder | $15,396 | $18,094-14.9% | $14,677+4.9% | $11,429+34.7% |