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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,745 | $202,342-88.8% | $172,752-86.8% | $152,897-85.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 24.85% | 1029.83%-1005.0pp | 802.97%-778.1pp | 345.43%-320.6pp |
| Employer contribution / active EE | $1,781 | $5,858-69.6% | $5,144-65.4% | $4,764-62.6% |
| Participant deferral / active EE | $3,856 | $5,948-35.2% | $5,198-25.8% | $5,851-34.1% |
| Admin fee / account holder | $45,415 | $17,111+165.4% | $13,955+225.4% | $11,599+291.5% |