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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,151 | $125,193-59.1% | $105,591-51.6% | $145,978-65.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.19% | 225.53%-214.3pp | 116.43%-105.2pp | 550.52%-539.3pp |
| Employer contribution / active EE | $1,232 | $3,718-66.9% | $3,166-61.1% | $4,662-73.6% |
| Participant deferral / active EE | $1,745 | $5,708-69.4% | $5,008-65.2% | $6,690-73.9% |
| Admin fee / account holder | $1,804 | $17,277-89.6% | $11,024-83.6% | $13,400-86.5% |